Welcome to Total Care Advantage (HMO D-SNP)

When to Enroll

Annual Enrollment Period (AEP)

The Annual Enrollment Period occurs from Oct. 15 through Dec. 7. This is also referred to as “Open Enrollment.” Health plan coverage begins on Jan. 1 of the following year.

Initial Coverage Enrollment Period (ICEP)

You become eligible to enroll into a Medicare Advantage plan three months before you get Medicare Parts A and B; that enrollment period ends three months after you get Medicare Parts A and B. Your coverage would start the same day your Medicare entitlement month starts if you enroll before your Medicare entitlement month begins, or the first of the month after the plan gets your enrollment request if enrolling after your Medicare entitlement month starts.

Medicare Advantage Open Enrollment Period (MA OEP)

People enrolled in a Medicare Advantage plan can disenroll and return to Original Medicare or make one change to a different Medicare Advantage plan any time from Jan. 1, 2026, to March 31, 2026. If you choose to return to Original Medicare, you have until March 31, 2025, to sign up for a Prescription Drug Plan. The effective date for a change made during the MA OEP is the first day of the month after the enrollment request is received.

Special Enrollment Period (SEP)

You may qualify to make plan changes based on special circumstances (e.g., you move, a natural disaster occurs in your area, you are diagnosed with specific chronic conditions, you qualify for or lose eligibility for Medicaid).

Learn more about our program.

• Summary of Benefits